Credit history

An application for monitoring your credit reputation from the Ukrainian Bureau of Credit Histories, the largest provider of information about borrowers in Ukraine.

If you actively use credit products, care about your financial reputation, and want to keep track of your credit history and credit score, this application is made just for you!

In the current version, you can:

- keep track of your credit score on a daily basis, for free;

- check your credit history (once a year – free of charge);

- check the credit history of your own company;

- report a lost passport, to protect yourself from fraudulent loans;

- check a passport in the registry of lost or invalid passports;

- manage the StatusControl service, to achieve maximum control over your credit history;

- find a loan with optimal conditions, based on the credit history status and the lenders' requirements;

- receive important information from state registries about your property and business partners;

- verify the authenticity of documents issued by the Ukrainian Bureau of Credit Histories.

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General information about loan offers from the bureau's partners:

Loan amount: from 500 to 500,000 UAH

Loan term: from 63 days to 60 months

Maximum Annual Percentage Rate (APR): starting from 87.76%.

The loan amount, term, and interest rate depend on the offers from partners.

Example of calculating the total loan cost:

Loan principal: 5,000 UAH

Interest rate: 0.01% per day

Loan term: 360 days

The client repaid the loan after 75 calendar days. The total cost will amount to 5,037.5 UAH = 37.5 (interest) + 5,000 (loan principal).

Interest calculation: (5,000 UAH * 0.01% * 75 days) = 37.5 UAH

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You can log in the app using your mobile phone number, via Diia.Signature, or SmartID.

If authorization is done using your phone number and date of birth, but your phone number is not linked to you in the bureau's database, you will need to verify your identity with a photo.

You can contact the bureau from the application itself, or via email (support@ubki.ua).

Agreement:

https://docs.google.com/document/d/1atlc1Gm6W9uiwU31E2qJjzVbRG2ZPOXuJUPQMaDdOW8/edit?tab=t.0

Privacy policy: https://docs.google.com/document/d/139edcWkjTR1tKO220YfIWNdkfpX3-uimpAgE4Qx6jAI/edit?tab=t.0#heading=h.gjdgxs